A loan moratorium, also known as EMI holiday, refers to a legally sanctioned period during which borrowers are granted temporary relief from repaying specific loan installments. This provision is often introduced during financial crises, economic downturns, or unforeseen circumstances, allowing individuals and businesses to manage their financial obligations without immediate pressure. A moratorium period

Loan restructuring is the process of modifying loan terms through a borrower-lender agreement. This financial aid is usually requested by debtors who are experiencing financial difficulties as a result of their inability to fulfill their initial payment obligations. Increasing the lender's chances of recovering unpaid monies and preventing default situations are the two goals of loan restructuring. It is a strategy used by companies, people, and even governments to negotiate

A loan moratorium, also known as EMI holiday, refers to a legally sanctioned period during which borrowers are granted temporary relief from repaying specific loan installments. This provision is often introduced during financial crises, economic downturns, or unforeseen circumstances, allowing individuals and businesses to manage their financial obligations without immediate pressure. A moratorium period